/* ============================================================
   BlueNova Insurance Agency — Main Stylesheet
   Design System: CSS Custom Properties, Reset, Base, Components
   ============================================================ */

/* ── Google Fonts ─────────────────────────────────────────── */
@import url('https://fonts.googleapis.com/css2?family=Nunito+Sans:ital,opsz,wght@0,6..12,300;0,6..12,400;0,6..12,600;0,6..12,700;0,6..12,800;1,6..12,400&display=swap');

/* ── CSS Custom Properties ────────────────────────────────── */
:root {
  /* Brand Colors */
  --color-primary:        #1A6CF6;
  --color-primary-dark:   #0F4FBF;
  --color-primary-light:  #4A8FF8;
  --color-navy:           #0A0E1A;
  --color-navy-mid:       #0F1628;
  --color-navy-light:     #162040;
  --color-teal:           #00C9B1;
  --color-teal-dark:      #00A896;
  --color-white:          #FFFFFF;
  --color-light-gray:     #F5F7FA;
  --color-mid-gray:       #E2E8F0;
  --color-dark-gray:      #3A4A6A;
  --color-text:           #1E2A45;
  --color-text-muted:     #6B7A99;
  --color-orange:         #F5A623;
  --color-orange-dark:    #D4881A;
  --color-success:        #10B981;
  --color-error:          #EF4444;
  --color-warning:        #F59E0B;

  /* Typography */
  --font-family:          'Nunito Sans', sans-serif;
  --font-size-xs:         0.75rem;
  --font-size-sm:         0.875rem;
  --font-size-base:       1rem;
  --font-size-lg:         1.125rem;
  --font-size-xl:         1.25rem;
  --font-size-2xl:        1.5rem;
  --font-size-3xl:        1.875rem;
  --font-size-4xl:        2.25rem;
  --font-size-5xl:        3rem;
  --font-size-6xl:        3.75rem;
  --font-weight-light:    300;
  --font-weight-normal:   400;
  --font-weight-semi:     600;
  --font-weight-bold:     700;
  --font-weight-extra:    800;
  --line-height-tight:    1.25;
  --line-height-snug:     1.375;
  --line-height-normal:   1.5;
  --line-height-relaxed:  1.7;
  --letter-spacing-tight: -0.03em;
  --letter-spacing-wide:  0.05em;

  /* Spacing Scale */
  --space-1:   0.25rem;
  --space-2:   0.5rem;
  --space-3:   0.75rem;
  --space-4:   1rem;
  --space-5:   1.25rem;
  --space-6:   1.5rem;
  --space-8:   2rem;
  --space-10:  2.5rem;
  --space-12:  3rem;
  --space-16:  4rem;
  --space-20:  5rem;
  --space-24:  6rem;
  --space-32:  8rem;

  /* Border Radius */
  --radius-sm:   4px;
  --radius-md:   8px;
  --radius-lg:   12px;
  --radius-xl:   16px;
  --radius-2xl:  24px;
  --radius-full: 9999px;

  /* Shadows — layered, color-tinted */
  --shadow-sm:   0 1px 3px rgba(10,14,26,0.12), 0 1px 2px rgba(10,14,26,0.08);
  --shadow-md:   0 4px 12px rgba(10,14,26,0.15), 0 2px 6px rgba(10,14,26,0.10);
  --shadow-lg:   0 10px 30px rgba(10,14,26,0.18), 0 4px 12px rgba(10,14,26,0.12);
  --shadow-xl:   0 20px 50px rgba(10,14,26,0.22), 0 8px 20px rgba(10,14,26,0.15);
  --shadow-blue: 0 8px 32px rgba(26,108,246,0.30), 0 2px 8px rgba(26,108,246,0.20);
  --shadow-teal: 0 8px 24px rgba(0,201,177,0.25), 0 2px 6px rgba(0,201,177,0.15);

  /* Transitions */
  --transition-fast:    150ms cubic-bezier(0.4, 0, 0.2, 1);
  --transition-base:    250ms cubic-bezier(0.4, 0, 0.2, 1);
  --transition-slow:    400ms cubic-bezier(0.4, 0, 0.2, 1);
  --transition-spring:  400ms cubic-bezier(0.34, 1.56, 0.64, 1);

  /* Layout */
  --container-max:    1200px;
  --container-wide:   1400px;
  --navbar-height:    80px;
  --topbar-height:    44px;

  /* Z-index layers */
  --z-base:     1;
  --z-elevated: 10;
  --z-dropdown: 100;
  --z-sticky:   200;
  --z-overlay:  300;
  --z-modal:    400;
  --z-toast:    500;
}

/* ── Reset ────────────────────────────────────────────────── */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  font-size: 16px;
  scroll-behavior: smooth;
  -webkit-text-size-adjust: 100%;
}

body {
  font-family: var(--font-family);
  font-size: var(--font-size-base);
  font-weight: var(--font-weight-normal);
  line-height: var(--line-height-relaxed);
  color: var(--color-text);
  background-color: var(--color-white);
  overflow-x: hidden;
}

img, video {
  max-width: 100%;
  height: auto;
  display: block;
}

a {
  color: inherit;
  text-decoration: none;
}

ul, ol {
  list-style: none;
}

button {
  cursor: pointer;
  border: none;
  background: none;
  font-family: inherit;
}

input, textarea, select {
  font-family: inherit;
}

/* ── Typography ───────────────────────────────────────────── */
h1, h2, h3, h4, h5, h6 {
  font-weight: var(--font-weight-bold);
  line-height: var(--line-height-tight);
  letter-spacing: var(--letter-spacing-tight);
  color: var(--color-text);
}

h1 { font-size: var(--font-size-5xl); font-weight: var(--font-weight-extra); }
h2 { font-size: var(--font-size-4xl); }
h3 { font-size: var(--font-size-2xl); }
h4 { font-size: var(--font-size-xl); }
h5 { font-size: var(--font-size-lg); }
h6 { font-size: var(--font-size-base); }

p { line-height: var(--line-height-relaxed); color: var(--color-text-muted); }

.text-primary  { color: var(--color-primary) !important; }
.text-teal     { color: var(--color-teal) !important; }
.text-orange   { color: var(--color-orange) !important; }
.text-white    { color: var(--color-white) !important; }
.text-muted    { color: var(--color-text-muted) !important; }

/* ── Layout ───────────────────────────────────────────────── */
.container {
  width: 100%;
  max-width: var(--container-max);
  margin-inline: auto;
  padding-inline: var(--space-6);
}

.container-wide {
  width: 100%;
  max-width: var(--container-wide);
  margin-inline: auto;
  padding-inline: var(--space-6);
}

.section {
  padding-block: var(--space-24);
}

.section-sm {
  padding-block: var(--space-16);
}

.section-lg {
  padding-block: var(--space-32);
}

/* ── Buttons ──────────────────────────────────────────────── */
.btn {
  display: inline-flex;
  align-items: center;
  gap: var(--space-2);
  padding: var(--space-3) var(--space-6);
  border-radius: var(--radius-full);
  font-family: var(--font-family);
  font-size: var(--font-size-base);
  font-weight: var(--font-weight-semi);
  line-height: 1;
  cursor: pointer;
  transition: transform var(--transition-spring), box-shadow var(--transition-base), background-color var(--transition-base), border-color var(--transition-base), color var(--transition-base);
  border: 2px solid transparent;
  white-space: nowrap;
}

.btn:focus-visible {
  outline: 3px solid var(--color-primary);
  outline-offset: 3px;
}

.btn:active {
  transform: scale(0.97) !important;
}

/* Primary */
.btn-primary {
  background: var(--color-primary);
  color: var(--color-white);
  border-color: var(--color-primary);
  box-shadow: var(--shadow-blue);
}
.btn-primary:hover {
  background: var(--color-primary-dark);
  border-color: var(--color-primary-dark);
  transform: translateY(-2px);
  box-shadow: 0 12px 40px rgba(26,108,246,0.40);
}

/* Secondary (outline) */
.btn-outline {
  background: transparent;
  color: var(--color-primary);
  border-color: var(--color-primary);
}
.btn-outline:hover {
  background: var(--color-primary);
  color: var(--color-white);
  transform: translateY(-2px);
  box-shadow: var(--shadow-blue);
}

/* White outline */
.btn-white-outline {
  background: transparent;
  color: var(--color-white);
  border-color: rgba(255,255,255,0.5);
}
.btn-white-outline:hover {
  background: rgba(255,255,255,0.1);
  border-color: var(--color-white);
  transform: translateY(-2px);
}

/* Teal */
.btn-teal {
  background: var(--color-teal);
  color: var(--color-navy);
  border-color: var(--color-teal);
  box-shadow: var(--shadow-teal);
}
.btn-teal:hover {
  background: var(--color-teal-dark);
  border-color: var(--color-teal-dark);
  transform: translateY(-2px);
  box-shadow: 0 12px 36px rgba(0,201,177,0.40);
}

/* Orange */
.btn-orange {
  background: var(--color-orange);
  color: var(--color-white);
  border-color: var(--color-orange);
}
.btn-orange:hover {
  background: var(--color-orange-dark);
  border-color: var(--color-orange-dark);
  transform: translateY(-2px);
}

/* Sizes */
.btn-sm   { padding: var(--space-2) var(--space-4); font-size: var(--font-size-sm); }
.btn-lg   { padding: var(--space-4) var(--space-8); font-size: var(--font-size-lg); }
.btn-xl   { padding: var(--space-5) var(--space-10); font-size: var(--font-size-xl); }

/* ── Top Bar ──────────────────────────────────────────────── */
.topbar {
  background: var(--color-navy);
  height: var(--topbar-height);
  display: flex;
  align-items: center;
  position: relative;
  z-index: var(--z-sticky);
}

.topbar__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-4);
  flex-wrap: wrap;
}

.topbar__contacts {
  display: flex;
  align-items: center;
  gap: var(--space-6);
}

.topbar__link {
  display: flex;
  align-items: center;
  gap: var(--space-2);
  color: rgba(255,255,255,0.75);
  font-size: var(--font-size-sm);
  font-weight: var(--font-weight-semi);
  transition: color var(--transition-fast);
}
.topbar__link:hover { color: var(--color-teal); }

.topbar__right {
  display: flex;
  align-items: center;
  gap: var(--space-4);
}

.topbar__socials {
  display: flex;
  align-items: center;
  gap: var(--space-3);
}

.topbar__social {
  color: rgba(255,255,255,0.55);
  transition: color var(--transition-fast), transform var(--transition-fast);
  display: flex;
}
.topbar__social:hover {
  color: var(--color-teal);
  transform: translateY(-1px);
}

/* ── Navbar ───────────────────────────────────────────────── */
.navbar {
  position: sticky;
  top: 0;
  z-index: var(--z-sticky);
  background: var(--color-white);
  border-bottom: 1px solid transparent;
  transition: background var(--transition-base), border-color var(--transition-base), box-shadow var(--transition-base);
  height: var(--navbar-height);
  display: flex;
  align-items: center;
}

.navbar > .container {
  height: 100%;
  display: flex;
  align-items: center;
}

.navbar.scrolled {
  background: rgba(255,255,255,0.97);
  border-bottom-color: var(--color-mid-gray);
  box-shadow: 0 4px 20px rgba(10,14,26,0.10);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
}

.navbar--dark {
  background: var(--color-navy);
  border-bottom-color: rgba(255,255,255,0.08);
}
.navbar--dark.scrolled {
  background: rgba(10,14,26,0.97);
}

.navbar__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  width: 100%;
  height: 100%;
  gap: var(--space-8);
}

.navbar__logo {
  display: flex;
  align-items: center;
  gap: var(--space-2);
  font-size: var(--font-size-xl);
  font-weight: var(--font-weight-extra);
  letter-spacing: -0.02em;
  color: var(--color-navy);
  flex-shrink: 0;
}

.navbar--dark .navbar__logo { color: var(--color-white); }

.navbar__logo span:first-child { color: var(--color-primary); }
.navbar__logo span:last-child  { color: inherit; }

.navbar__logo-icon {
  width: 36px;
  height: 36px;
  background: var(--color-primary);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: var(--shadow-blue);
}

.navbar__nav {
  display: flex;
  align-items: center;
  gap: var(--space-1);
  flex: 1;
  justify-content: center;
}

.navbar__link {
  padding: var(--space-2) var(--space-3);
  border-radius: var(--radius-md);
  font-size: var(--font-size-sm);
  font-weight: var(--font-weight-semi);
  color: var(--color-dark-gray);
  transition: color var(--transition-fast), background var(--transition-fast);
  position: relative;
}

.navbar--dark .navbar__link { color: rgba(255,255,255,0.75); }

.navbar__link:hover,
.navbar__link.active {
  color: var(--color-primary);
  background: rgba(26,108,246,0.06);
}

.navbar--dark .navbar__link:hover,
.navbar--dark .navbar__link.active {
  color: var(--color-teal);
  background: rgba(0,201,177,0.08);
}

/* Dropdown */
.navbar__item { position: relative; }

.navbar__dropdown {
  position: absolute;
  top: calc(100% + var(--space-2));
  left: 50%;
  transform: translateX(-50%) translateY(-8px);
  background: var(--color-white);
  border: 1px solid var(--color-mid-gray);
  border-radius: var(--radius-xl);
  padding: var(--space-3);
  min-width: 220px;
  box-shadow: var(--shadow-xl);
  opacity: 0;
  pointer-events: none;
  transition: opacity var(--transition-base), transform var(--transition-base);
  z-index: var(--z-dropdown);
}

.navbar__item:hover .navbar__dropdown,
.navbar__item:focus-within .navbar__dropdown {
  opacity: 1;
  pointer-events: auto;
  transform: translateX(-50%) translateY(0);
}

.navbar__dropdown-link {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  padding: var(--space-3) var(--space-4);
  border-radius: var(--radius-md);
  font-size: var(--font-size-sm);
  font-weight: var(--font-weight-semi);
  color: var(--color-dark-gray);
  transition: background var(--transition-fast), color var(--transition-fast);
}
.navbar__dropdown-link:hover {
  background: rgba(26,108,246,0.06);
  color: var(--color-primary);
}
.navbar__dropdown-icon {
  width: 32px; height: 32px;
  background: rgba(26,108,246,0.08);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 16px;
  flex-shrink: 0;
}

.navbar__actions {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  flex-shrink: 0;
}

/* Hamburger */
.navbar__hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  padding: var(--space-2);
  background: none;
  border: none;
  cursor: pointer;
}
.navbar__hamburger span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--color-navy);
  border-radius: 2px;
  transition: transform var(--transition-base), opacity var(--transition-base);
}
.navbar--dark .navbar__hamburger span { background: var(--color-white); }

.navbar__hamburger.open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.navbar__hamburger.open span:nth-child(2) { opacity: 0; }
.navbar__hamburger.open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* Mobile menu */
.navbar__mobile {
  display: none;
  position: absolute;
  top: 100%;
  left: 0;
  right: 0;
  background: var(--color-white);
  border-bottom: 1px solid var(--color-mid-gray);
  box-shadow: var(--shadow-lg);
  padding: var(--space-4);
  max-height: 0;
  overflow: hidden;
  transition: max-height var(--transition-slow);
}
.navbar__mobile.open {
  max-height: 600px;
}
.navbar--dark .navbar__mobile {
  background: var(--color-navy-mid);
  border-bottom-color: rgba(255,255,255,0.08);
}

.navbar__mobile-link {
  display: block;
  padding: var(--space-3) var(--space-4);
  border-radius: var(--radius-md);
  font-size: var(--font-size-base);
  font-weight: var(--font-weight-semi);
  color: var(--color-dark-gray);
  transition: background var(--transition-fast), color var(--transition-fast);
}
.navbar__mobile-link:hover { background: rgba(26,108,246,0.06); color: var(--color-primary); }
.navbar--dark .navbar__mobile-link { color: rgba(255,255,255,0.8); }

.navbar__mobile-sub {
  padding-left: var(--space-4);
  border-left: 2px solid var(--color-mid-gray);
  margin: var(--space-2) var(--space-4);
}
.navbar__mobile-sub a {
  display: block;
  padding: var(--space-2) var(--space-4);
  font-size: var(--font-size-sm);
  color: var(--color-text-muted);
  border-radius: var(--radius-sm);
  transition: color var(--transition-fast);
}
.navbar__mobile-sub a:hover { color: var(--color-primary); }

/* ── Page Hero (shared across pages) ─────────────────────── */
.page-hero {
  background: linear-gradient(135deg, var(--color-navy) 0%, var(--color-navy-light) 50%, #1A2850 100%);
  padding: var(--space-20) 0;
  position: relative;
  overflow: hidden;
}

.page-hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background:
    radial-gradient(ellipse 60% 80% at 80% 50%, rgba(26,108,246,0.15) 0%, transparent 70%),
    radial-gradient(ellipse 40% 60% at 20% 80%, rgba(0,201,177,0.10) 0%, transparent 60%);
}

.page-hero__dots {
  position: absolute;
  inset: 0;
  background-image: radial-gradient(rgba(255,255,255,0.08) 1px, transparent 1px);
  background-size: 32px 32px;
  pointer-events: none;
}

.page-hero__inner {
  position: relative;
  text-align: center;
}

.page-hero__breadcrumb {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: var(--space-2);
  margin-bottom: var(--space-4);
}

.page-hero__breadcrumb a {
  color: rgba(255,255,255,0.55);
  font-size: var(--font-size-sm);
  font-weight: var(--font-weight-semi);
  transition: color var(--transition-fast);
}
.page-hero__breadcrumb a:hover { color: var(--color-teal); }
.page-hero__breadcrumb span { color: rgba(255,255,255,0.35); font-size: var(--font-size-sm); }
.page-hero__breadcrumb .current { color: var(--color-teal); font-size: var(--font-size-sm); font-weight: var(--font-weight-semi); }

.page-hero__tag {
  display: inline-flex;
  align-items: center;
  gap: var(--space-2);
  padding: var(--space-1) var(--space-4);
  background: rgba(0,201,177,0.12);
  border: 1px solid rgba(0,201,177,0.3);
  border-radius: var(--radius-full);
  color: var(--color-teal);
  font-size: var(--font-size-sm);
  font-weight: var(--font-weight-semi);
  margin-bottom: var(--space-5);
}

.page-hero h1 {
  color: var(--color-white);
  margin-bottom: var(--space-4);
  font-size: clamp(2rem, 5vw, 3.5rem);
}

.page-hero p {
  color: rgba(255,255,255,0.70);
  max-width: 580px;
  margin-inline: auto;
  font-size: var(--font-size-lg);
  line-height: var(--line-height-relaxed);
}

/* ── Section Headers ──────────────────────────────────────── */
.section-header {
  text-align: center;
  max-width: 640px;
  margin-inline: auto;
  margin-bottom: var(--space-16);
}

.section-tag {
  display: inline-flex;
  align-items: center;
  gap: var(--space-2);
  padding: var(--space-1) var(--space-4);
  background: rgba(26,108,246,0.08);
  border: 1px solid rgba(26,108,246,0.20);
  border-radius: var(--radius-full);
  color: var(--color-primary);
  font-size: var(--font-size-sm);
  font-weight: var(--font-weight-semi);
  letter-spacing: var(--letter-spacing-wide);
  text-transform: uppercase;
  margin-bottom: var(--space-4);
}

.section-title {
  font-size: clamp(1.875rem, 4vw, 2.5rem);
  color: var(--color-text);
  margin-bottom: var(--space-4);
}

.section-subtitle {
  font-size: var(--font-size-lg);
  color: var(--color-text-muted);
  line-height: var(--line-height-relaxed);
}

/* On dark backgrounds */
.section-header--light .section-tag {
  background: rgba(0,201,177,0.12);
  border-color: rgba(0,201,177,0.3);
  color: var(--color-teal);
}
.section-header--light .section-title { color: var(--color-white); }
.section-header--light .section-subtitle { color: rgba(255,255,255,0.65); }

/* ── Cards ────────────────────────────────────────────────── */
.card {
  background: var(--color-white);
  border: 1px solid var(--color-mid-gray);
  border-radius: var(--radius-xl);
  padding: var(--space-8);
  transition: transform var(--transition-spring), box-shadow var(--transition-base), border-color var(--transition-base);
}

.card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
  border-color: rgba(26,108,246,0.20);
}

.card--dark {
  background: var(--color-navy-mid);
  border-color: rgba(255,255,255,0.08);
}
.card--dark:hover {
  border-color: rgba(26,108,246,0.30);
  box-shadow: 0 10px 40px rgba(10,14,26,0.40);
}

.card__icon {
  width: 56px;
  height: 56px;
  border-radius: var(--radius-lg);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 24px;
  margin-bottom: var(--space-5);
  background: rgba(26,108,246,0.10);
  color: var(--color-primary);
}

.card__title {
  font-size: var(--font-size-xl);
  font-weight: var(--font-weight-bold);
  margin-bottom: var(--space-3);
  color: var(--color-text);
}

.card--dark .card__title { color: var(--color-white); }

.card__text {
  color: var(--color-text-muted);
  line-height: var(--line-height-relaxed);
}

.card--dark .card__text { color: rgba(255,255,255,0.60); }

.card__link {
  display: inline-flex;
  align-items: center;
  gap: var(--space-2);
  margin-top: var(--space-5);
  color: var(--color-primary);
  font-weight: var(--font-weight-semi);
  font-size: var(--font-size-sm);
  transition: gap var(--transition-spring), color var(--transition-fast);
}
.card__link:hover { gap: var(--space-3); }
.card__link svg { transition: transform var(--transition-spring); }
.card__link:hover svg { transform: translateX(3px); }

/* ── Grid Layouts ─────────────────────────────────────────── */
.grid-2 { display: grid; grid-template-columns: repeat(2, 1fr); gap: var(--space-8); }
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: var(--space-8); }
.grid-4 { display: grid; grid-template-columns: repeat(4, 1fr); gap: var(--space-8); }
.grid-6 { display: grid; grid-template-columns: repeat(6, 1fr); gap: var(--space-6); }

/* ── CTA Banner ───────────────────────────────────────────── */
.cta-banner {
  background: linear-gradient(135deg, var(--color-primary) 0%, var(--color-primary-dark) 100%);
  padding: var(--space-20) 0;
  position: relative;
  overflow: hidden;
}

.cta-banner::before {
  content: '';
  position: absolute;
  inset: 0;
  background:
    radial-gradient(ellipse 60% 80% at 100% 50%, rgba(0,201,177,0.25) 0%, transparent 60%),
    radial-gradient(ellipse 40% 60% at 0% 50%, rgba(255,255,255,0.08) 0%, transparent 50%);
  pointer-events: none;
}

.cta-banner__inner {
  position: relative;
  text-align: center;
}

.cta-banner h2 {
  color: var(--color-white);
  font-size: clamp(1.875rem, 4vw, 2.5rem);
  margin-bottom: var(--space-4);
}

.cta-banner p {
  color: rgba(255,255,255,0.80);
  font-size: var(--font-size-lg);
  max-width: 540px;
  margin-inline: auto;
  margin-bottom: var(--space-8);
}

.cta-banner__actions {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: var(--space-4);
  flex-wrap: wrap;
}

/* ── Stats ────────────────────────────────────────────────── */
.stat-block {
  text-align: center;
}

.stat-number {
  font-size: clamp(2.5rem, 5vw, 3.5rem);
  font-weight: var(--font-weight-extra);
  letter-spacing: var(--letter-spacing-tight);
  line-height: 1;
  color: var(--color-primary);
  display: block;
}

.stat-label {
  font-size: var(--font-size-base);
  color: var(--color-text-muted);
  font-weight: var(--font-weight-semi);
  margin-top: var(--space-2);
}

/* ── Accordion / FAQ ──────────────────────────────────────── */
.accordion {
  border: 1px solid var(--color-mid-gray);
  border-radius: var(--radius-xl);
  overflow: hidden;
}

.accordion__item {
  border-bottom: 1px solid var(--color-mid-gray);
}
.accordion__item:last-child { border-bottom: none; }

.accordion__trigger {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: var(--space-6) var(--space-8);
  background: var(--color-white);
  font-size: var(--font-size-base);
  font-weight: var(--font-weight-semi);
  color: var(--color-text);
  text-align: left;
  transition: background var(--transition-fast), color var(--transition-fast);
  gap: var(--space-4);
}

.accordion__trigger:hover {
  background: rgba(26,108,246,0.03);
  color: var(--color-primary);
}

.accordion__trigger.open { color: var(--color-primary); }

.accordion__icon {
  width: 24px; height: 24px;
  flex-shrink: 0;
  border: 2px solid currentColor;
  border-radius: var(--radius-full);
  display: flex;
  align-items: center;
  justify-content: center;
  transition: transform var(--transition-spring);
}
.accordion__trigger.open .accordion__icon { transform: rotate(45deg); }

.accordion__body {
  max-height: 0;
  overflow: hidden;
  transition: max-height var(--transition-slow);
}
.accordion__body.open { max-height: 600px; }

.accordion__content {
  padding: 0 var(--space-8) var(--space-6);
  color: var(--color-text-muted);
  line-height: var(--line-height-relaxed);
}

/* ── Forms ────────────────────────────────────────────────── */
.form-group {
  margin-bottom: var(--space-5);
}

.form-label {
  display: block;
  margin-bottom: var(--space-2);
  font-size: var(--font-size-sm);
  font-weight: var(--font-weight-semi);
  color: var(--color-text);
}

.form-label .required {
  color: var(--color-error);
  margin-left: 2px;
}

.form-control {
  width: 100%;
  padding: var(--space-3) var(--space-4);
  border: 2px solid var(--color-mid-gray);
  border-radius: var(--radius-lg);
  font-family: var(--font-family);
  font-size: var(--font-size-base);
  color: var(--color-text);
  background: var(--color-white);
  transition: border-color var(--transition-fast), box-shadow var(--transition-fast);
  line-height: var(--line-height-normal);
}

.form-control:focus {
  outline: none;
  border-color: var(--color-primary);
  box-shadow: 0 0 0 4px rgba(26,108,246,0.12);
}

.form-control.error {
  border-color: var(--color-error);
  box-shadow: 0 0 0 4px rgba(239,68,68,0.10);
}

.form-control.success {
  border-color: var(--color-success);
}

.form-control::placeholder { color: var(--color-text-muted); opacity: 0.6; }

textarea.form-control {
  resize: vertical;
  min-height: 120px;
}

select.form-control {
  appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' viewBox='0 0 24 24' fill='none' stroke='%236B7A99' stroke-width='2'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 12px center;
  padding-right: 40px;
}

.form-error {
  display: block;
  margin-top: var(--space-2);
  font-size: var(--font-size-sm);
  color: var(--color-error);
  display: none;
}
.form-error.visible { display: block; }

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--space-5);
}

.radio-group {
  display: flex;
  gap: var(--space-6);
  flex-wrap: wrap;
}

.radio-option {
  display: flex;
  align-items: center;
  gap: var(--space-2);
  cursor: pointer;
}

.radio-option input[type="radio"] {
  width: 18px; height: 18px;
  accent-color: var(--color-primary);
  cursor: pointer;
}

/* ── Testimonial Card ─────────────────────────────────────── */
.testimonial-card {
  background: var(--color-white);
  border: 1px solid var(--color-mid-gray);
  border-radius: var(--radius-xl);
  padding: var(--space-8);
  transition: transform var(--transition-spring), box-shadow var(--transition-base);
}
.testimonial-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
}

.testimonial-stars {
  display: flex;
  gap: 3px;
  margin-bottom: var(--space-4);
  color: var(--color-orange);
  font-size: 18px;
}

.testimonial-quote {
  color: var(--color-text);
  font-size: var(--font-size-base);
  line-height: var(--line-height-relaxed);
  margin-bottom: var(--space-6);
  font-style: italic;
}

.testimonial-author {
  display: flex;
  align-items: center;
  gap: var(--space-3);
}

.testimonial-avatar {
  width: 44px; height: 44px;
  border-radius: var(--radius-full);
  background: linear-gradient(135deg, var(--color-primary), var(--color-teal));
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: var(--font-weight-bold);
  color: var(--color-white);
  font-size: var(--font-size-sm);
  flex-shrink: 0;
}

.testimonial-name {
  font-weight: var(--font-weight-bold);
  color: var(--color-text);
  font-size: var(--font-size-sm);
}

.testimonial-meta {
  font-size: var(--font-size-xs);
  color: var(--color-text-muted);
}

.testimonial-tag {
  margin-left: auto;
  padding: 2px var(--space-3);
  background: rgba(26,108,246,0.08);
  border-radius: var(--radius-full);
  font-size: var(--font-size-xs);
  font-weight: var(--font-weight-semi);
  color: var(--color-primary);
}

/* ── Badge / Tag ──────────────────────────────────────────── */
.badge {
  display: inline-flex;
  align-items: center;
  padding: 3px var(--space-3);
  border-radius: var(--radius-full);
  font-size: var(--font-size-xs);
  font-weight: var(--font-weight-semi);
  letter-spacing: var(--letter-spacing-wide);
  text-transform: uppercase;
}
.badge-primary { background: rgba(26,108,246,0.10); color: var(--color-primary); }
.badge-teal    { background: rgba(0,201,177,0.10); color: var(--color-teal-dark); }
.badge-orange  { background: rgba(245,166,35,0.10); color: var(--color-orange-dark); }
.badge-navy    { background: rgba(10,14,26,0.08); color: var(--color-dark-gray); }

/* ── Trust Badges ─────────────────────────────────────────── */
.trust-badges {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: var(--space-8);
  flex-wrap: wrap;
}

.trust-badge {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  padding: var(--space-3) var(--space-5);
  background: rgba(255,255,255,0.08);
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: var(--radius-full);
}

.trust-badge__icon {
  color: var(--color-teal);
  font-size: 20px;
}

.trust-badge__text {
  color: rgba(255,255,255,0.85);
  font-size: var(--font-size-sm);
  font-weight: var(--font-weight-semi);
}

/* ── Footer ───────────────────────────────────────────────── */
.footer {
  background: var(--color-navy);
  color: rgba(255,255,255,0.70);
}

.footer__top {
  padding: var(--space-20) 0 var(--space-16);
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: var(--space-12);
  border-bottom: 1px solid rgba(255,255,255,0.08);
}

.footer__brand {
  max-width: 320px;
}

.footer__logo {
  display: flex;
  align-items: center;
  gap: var(--space-2);
  font-size: var(--font-size-xl);
  font-weight: var(--font-weight-extra);
  letter-spacing: -0.02em;
  color: var(--color-white);
  margin-bottom: var(--space-4);
}
.footer__logo span:first-child { color: var(--color-primary); }

.footer__logo-icon {
  width: 36px; height: 36px;
  background: var(--color-primary);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
}

.footer__tagline {
  color: rgba(255,255,255,0.55);
  line-height: var(--line-height-relaxed);
  margin-bottom: var(--space-6);
  font-size: var(--font-size-sm);
}

.footer__socials {
  display: flex;
  gap: var(--space-3);
}

.footer__social {
  width: 36px; height: 36px;
  background: rgba(255,255,255,0.08);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  color: rgba(255,255,255,0.60);
  transition: background var(--transition-fast), color var(--transition-fast), transform var(--transition-spring);
}
.footer__social:hover {
  background: var(--color-primary);
  color: var(--color-white);
  transform: translateY(-2px);
}

.footer__col-title {
  font-size: var(--font-size-sm);
  font-weight: var(--font-weight-bold);
  color: var(--color-white);
  text-transform: uppercase;
  letter-spacing: var(--letter-spacing-wide);
  margin-bottom: var(--space-5);
}

.footer__links {
  display: flex;
  flex-direction: column;
  gap: var(--space-3);
}

.footer__link {
  font-size: var(--font-size-sm);
  color: rgba(255,255,255,0.55);
  transition: color var(--transition-fast), padding-left var(--transition-spring);
}
.footer__link:hover {
  color: var(--color-teal);
  padding-left: var(--space-2);
}

/* Newsletter */
.footer__newsletter {
  margin-top: var(--space-5);
}

.footer__newsletter p {
  font-size: var(--font-size-sm);
  color: rgba(255,255,255,0.55);
  margin-bottom: var(--space-3);
}

.footer__newsletter-form {
  display: flex;
  gap: var(--space-2);
}

.footer__newsletter-input {
  flex: 1;
  padding: var(--space-3) var(--space-4);
  background: rgba(255,255,255,0.07);
  border: 1px solid rgba(255,255,255,0.15);
  border-radius: var(--radius-full);
  color: var(--color-white);
  font-family: var(--font-family);
  font-size: var(--font-size-sm);
  transition: border-color var(--transition-fast), background var(--transition-fast);
}
.footer__newsletter-input::placeholder { color: rgba(255,255,255,0.35); }
.footer__newsletter-input:focus {
  outline: none;
  border-color: var(--color-teal);
  background: rgba(255,255,255,0.10);
}

.footer__bottom {
  padding: var(--space-6) 0;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-4);
  flex-wrap: wrap;
}

.footer__copyright {
  font-size: var(--font-size-sm);
  color: rgba(255,255,255,0.40);
}

.footer__legal-links {
  display: flex;
  gap: var(--space-6);
}
.footer__legal-links a {
  font-size: var(--font-size-sm);
  color: rgba(255,255,255,0.40);
  transition: color var(--transition-fast);
}
.footer__legal-links a:hover { color: rgba(255,255,255,0.70); }

/* ── Back to Top ──────────────────────────────────────────── */
.back-to-top {
  position: fixed;
  bottom: var(--space-8);
  left: var(--space-8);
  width: 44px;
  height: 44px;
  background: var(--color-primary);
  color: var(--color-white);
  border-radius: var(--radius-full);
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: var(--shadow-blue);
  opacity: 0;
  pointer-events: none;
  transition: opacity var(--transition-base), transform var(--transition-spring);
  z-index: var(--z-elevated);
}

.back-to-top.visible {
  opacity: 1;
  pointer-events: auto;
}

.back-to-top:hover {
  transform: translateY(-3px);
  box-shadow: 0 12px 36px rgba(26,108,246,0.45);
}

/* ── Cookie Banner ────────────────────────────────────────── */
.cookie-banner {
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  background: var(--color-navy);
  border-top: 1px solid rgba(255,255,255,0.10);
  padding: var(--space-5) 0;
  z-index: var(--z-toast);
  transform: translateY(100%);
  transition: transform var(--transition-slow);
}

.cookie-banner.visible {
  transform: translateY(0);
}

.cookie-banner__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-8);
  flex-wrap: wrap;
}

.cookie-banner__text {
  color: rgba(255,255,255,0.75);
  font-size: var(--font-size-sm);
  flex: 1;
}

.cookie-banner__text a {
  color: var(--color-teal);
  text-decoration: underline;
}

.cookie-banner__actions {
  display: flex;
  gap: var(--space-3);
  flex-shrink: 0;
}

/* ── Blog Cards ───────────────────────────────────────────── */
.blog-card {
  background: var(--color-white);
  border: 1px solid var(--color-mid-gray);
  border-radius: var(--radius-xl);
  overflow: hidden;
  transition: transform var(--transition-spring), box-shadow var(--transition-base);
}

.blog-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
}

.blog-card__image {
  width: 100%;
  aspect-ratio: 16/9;
  object-fit: cover;
  background: linear-gradient(135deg, var(--color-navy-light), var(--color-primary));
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 3rem;
  color: rgba(255,255,255,0.2);
}

.blog-card__body {
  padding: var(--space-6);
}

.blog-card__meta {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  margin-bottom: var(--space-3);
}

.blog-card__date {
  font-size: var(--font-size-xs);
  color: var(--color-text-muted);
  font-weight: var(--font-weight-semi);
}

.blog-card__title {
  font-size: var(--font-size-lg);
  font-weight: var(--font-weight-bold);
  color: var(--color-text);
  margin-bottom: var(--space-3);
  line-height: var(--line-height-snug);
  transition: color var(--transition-fast);
}
.blog-card:hover .blog-card__title { color: var(--color-primary); }

.blog-card__excerpt {
  font-size: var(--font-size-sm);
  color: var(--color-text-muted);
  line-height: var(--line-height-relaxed);
  margin-bottom: var(--space-4);
}

.blog-card__footer {
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.blog-card__author {
  display: flex;
  align-items: center;
  gap: var(--space-2);
  font-size: var(--font-size-xs);
  color: var(--color-text-muted);
  font-weight: var(--font-weight-semi);
}

/* ── Placeholder Image ────────────────────────────────────── */
.img-placeholder {
  background: linear-gradient(135deg, var(--color-navy-light) 0%, var(--color-navy-mid) 100%);
  border-radius: var(--radius-lg);
  display: flex;
  align-items: center;
  justify-content: center;
  color: rgba(255,255,255,0.15);
  font-size: 3rem;
  overflow: hidden;
  position: relative;
}

.img-placeholder::after {
  content: '';
  position: absolute;
  inset: 0;
  background: radial-gradient(ellipse at 30% 30%, rgba(26,108,246,0.20) 0%, transparent 60%);
}

/* ── Comparison Table ─────────────────────────────────────── */
.compare-table {
  width: 100%;
  border-collapse: collapse;
  border-radius: var(--radius-xl);
  overflow: hidden;
  border: 1px solid var(--color-mid-gray);
}

.compare-table th {
  padding: var(--space-5) var(--space-6);
  background: var(--color-navy);
  color: var(--color-white);
  font-size: var(--font-size-base);
  font-weight: var(--font-weight-bold);
  text-align: center;
}

.compare-table th:first-child { text-align: left; background: var(--color-navy-mid); }
.compare-table th.highlight { background: var(--color-primary); }

.compare-table td {
  padding: var(--space-4) var(--space-6);
  border-bottom: 1px solid var(--color-mid-gray);
  font-size: var(--font-size-sm);
  color: var(--color-text-muted);
  text-align: center;
}

.compare-table td:first-child {
  text-align: left;
  font-weight: var(--font-weight-semi);
  color: var(--color-text);
}

.compare-table tr:last-child td { border-bottom: none; }
.compare-table tr:nth-child(even) td { background: var(--color-light-gray); }

.compare-check { color: var(--color-success); font-size: 1.25rem; }
.compare-x     { color: var(--color-error); font-size: 1.25rem; }

/* ── Partner Strip ────────────────────────────────────────── */
.partner-tile {
  background: var(--color-white);
  border: 1px solid var(--color-mid-gray);
  border-radius: var(--radius-lg);
  padding: var(--space-4) var(--space-5);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: var(--font-weight-bold);
  font-size: var(--font-size-sm);
  color: var(--color-dark-gray);
  letter-spacing: 0.02em;
  transition: border-color var(--transition-fast), color var(--transition-fast), box-shadow var(--transition-base);
}
.partner-tile:hover {
  border-color: var(--color-primary);
  color: var(--color-primary);
  box-shadow: var(--shadow-sm);
}

/* ── Utility Classes ──────────────────────────────────────── */
.bg-navy     { background: var(--color-navy); }
.bg-light    { background: var(--color-light-gray); }
.bg-white    { background: var(--color-white); }
.text-center { text-align: center; }
.text-left   { text-align: left; }
.flex        { display: flex; }
.flex-center { display: flex; align-items: center; justify-content: center; }
.gap-4       { gap: var(--space-4); }
.gap-6       { gap: var(--space-6); }
.gap-8       { gap: var(--space-8); }
.mt-4        { margin-top: var(--space-4); }
.mt-6        { margin-top: var(--space-6); }
.mt-8        { margin-top: var(--space-8); }
.mb-4        { margin-bottom: var(--space-4); }
.mb-6        { margin-bottom: var(--space-6); }
.mb-8        { margin-bottom: var(--space-8); }
.w-full      { width: 100%; }
.hidden      { display: none !important; }

/* ── Responsive ───────────────────────────────────────────── */
@media (max-width: 1024px) {
  .footer__top {
    grid-template-columns: 1fr 1fr;
    gap: var(--space-8);
  }

  .navbar__nav,
  .navbar__actions .btn-lg {
    display: none;
  }

  .navbar__hamburger { display: flex; }
  .navbar__mobile    { display: block; }

  .grid-4 { grid-template-columns: repeat(2, 1fr); }
  .grid-3 { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 768px) {
  :root {
    --navbar-height: 64px;
    --topbar-height: auto;
  }

  .topbar__contacts { display: none; }

  .grid-2,
  .grid-3,
  .grid-4,
  .grid-6 { grid-template-columns: 1fr; }

  .form-row { grid-template-columns: 1fr; }

  .footer__top { grid-template-columns: 1fr; }
  .footer__bottom { flex-direction: column; text-align: center; }
  .footer__legal-links { flex-wrap: wrap; justify-content: center; }

  h1 { font-size: var(--font-size-4xl); }
  h2 { font-size: var(--font-size-3xl); }

  .trust-badges { gap: var(--space-4); }
  .trust-badge { font-size: var(--font-size-xs); }

  .cta-banner__actions { flex-direction: column; align-items: center; }

  .topbar { height: auto; padding: var(--space-2) 0; }
  .topbar__inner { flex-direction: column; gap: var(--space-2); }
}

@media (max-width: 480px) {
  .container { padding-inline: var(--space-4); }
  .section { padding-block: var(--space-16); }
}